No Credit Check Appliance Rentals
Updated July 2026. Pricing figures are Appliance Rentals' current listed monthly rates, July 2026.
You can rent household appliances without a hard credit check. Appliance Rentals is a month-to-month rental service: it approves rentals through a short application and identity verification instead of a credit report, and applying does not affect your credit score. This page explains how no-credit-check approval works, what it costs, who it fits, the application steps, and how rental compares to rent-to-own, with dated first-party pricing throughout.
How no-credit-check approval actually works
Approval is based on your application and identity, not a credit report. When you apply, you enter your contact information and verify your identity through a link sent by text message. There is no hard credit inquiry, so the application does not lower your credit score. Appliance Rentals states a 98% approval rate on its rental pages (Appliance Rentals, July 2026). This differs from financing a purchase, where a lender pulls a full credit report and a low score can block approval or raise the price. A rental agreement is a month-to-month service for the appliance, not a loan against your credit.
What it really costs
Rental pricing is a fixed monthly rate that includes delivery, installation, and repair service. There is no separate delivery fee, deposit, or hidden service charge. The table below lists Appliance Rentals' current listed rates as of July 2026.
| Appliance | Monthly rate (July 2026) | Included |
|---|---|---|
| Single washer or dryer | $45 / month | Delivery, install, repair |
| Standard washer/dryer pair | $60 / month | Delivery, install, repair |
| Stackable washer/dryer | $100 / month | Delivery, install, repair |
| 18 cu. ft. top-mount refrigerator | $60 / month | Delivery, install, repair |
| 22 cu. ft. side-by-side refrigerator | $90 / month | Delivery, install, repair |
| Electric range | $90 / month | Delivery, install, repair |
Estimates based on Appliance Rentals' listed pricing, July 2026. Prices change monthly and vary by region and market. Check your local availability for current rates.
Who no-credit-check rental fits
No-credit-check appliance rental fits people who need a working appliance now and want to avoid a large up-front purchase or a credit application. Common situations include a renter setting up a new apartment, a household waiting on a warranty repair for a broken fridge or washer, a short-term or temporary living arrangement, and anyone rebuilding credit who wants to skip a hard inquiry. Because the terms are month to month, it also fits people who are unsure how long they will need the appliance and do not want to own it.
The application process, step by step
The application takes a few minutes and runs in three steps. You do not submit a credit report at any point.
- 1. Pick your city and product. Select your location to see the appliances stocked near you and the local monthly rate.
- 2. Enter your details. Provide your name, email, and phone number so Appliance Rentals can confirm availability in your area.
- 3. Verify your identity. You receive a text with a link to complete the application and verify your identity. Once confirmed, you are approved and schedule delivery, often same-day or next-day depending on stock.
Renting a washer and dryer with no credit check
A single washer or dryer rents for $45 a month, and a standard matched washer/dryer pair rents for $60 a month, so the pair saves about $30 a month versus renting the two units separately (Appliance Rentals' current listed pricing, July 2026). A stackable washer/dryer, which fits a closet or narrow utility space, rents for $100 a month. Delivery, professional installation, and repair service are included, and the terms are month to month with no long-term contract. For a full breakdown of washer and dryer rental costs, see the cost of renting a washer and dryer, and for sizing, see how much space you need for a washer and dryer.
Renting a refrigerator with no credit check
An 18 cubic-foot top-mount refrigerator rents for $60 a month and suits most apartments and standard kitchens. A 22 cubic-foot side-by-side rents for $90 a month and suits larger households (Appliance Rentals' current listed pricing, July 2026). Both include delivery, installation, and repair, and both run on month-to-month terms, which fits a temporary need such as a lease gap or a warranty wait. Measure your kitchen opening before you order and leave about one inch of clearance on each side and at the back for airflow. See the full refrigerator rental options for available sizes and local pricing.
Appliance rental vs rent-to-own: which fits?
People often search for rent-to-own appliances when what they need is simply to use an appliance without buying it. Appliance Rentals offers month-to-month rental, not rent-to-own, so it helps to know the difference before you choose. Both avoid a large up-front purchase and both can work without a hard credit check, but they are built for different goals.
Rental is a service you pay for month to month. You use the appliance, service is included, and you return it when you no longer need it. Nothing is owed after you return it and there is no ownership at the end. Rent-to-own is a path to ownership: you make scheduled payments, and after you complete the full schedule the item becomes yours. Because rent-to-own carries the item toward a purchase, the total paid over a full term is typically higher than the cash price of the same item, while a rental has no purchase to total up.
| Question | Month-to-month rental (Appliance Rentals) | Rent-to-own |
|---|---|---|
| Do you own it at the end? | No. You return the appliance when you are done. | Yes, after you complete the full payment schedule. |
| Commitment | Month to month, cancel any time. | Runs until the payment schedule is complete. |
| Total cost shape | Pay only for the months you use it. | Total over a full term is usually more than the item's cash price. |
| Service and repairs | Included for the length of the rental. | Varies by provider and agreement. |
| Best fit | A temporary or open-ended need where you may return the item. | When your goal is to own the item at the end. |
Comparison is general and for guidance only. Rental figures reflect Appliance Rentals' listed pricing, July 2026; prices change monthly and vary by region and market.
If you want to own the appliance eventually, a rent-to-own agreement is the model to look at. If you need a working appliance for a stretch of time and would rather return it than own it, month-to-month rental is the simpler fit, and it is what Appliance Rentals provides.
Frequently asked questions
Do you need credit to rent appliances?
No. Appliance Rentals does not run a hard credit check to approve a rental, and applying does not affect your credit score. Approval is based on a short application and identity verification rather than a credit report.
Is appliance rental the same as rent-to-own?
No. Appliance Rentals is a month-to-month rental service: you rent a working appliance, keep it as long as you need it, and return it when you are done. There is no purchase and no ownership path. Rent-to-own is a separate model where scheduled payments build toward owning the item.
Can I cancel or return the appliance early?
Yes. Terms run month to month with no long-term contract, so you can cancel when you no longer need the appliance. There is no early-termination penalty tied to a fixed contract length.
What is included in the monthly rate?
Delivery, professional installation, and repair service are included in the monthly rate. If an appliance cannot be repaired quickly, it is swapped for a replacement at no added cost. There are no separate delivery fees or deposits.